Options Profit and Payoff

Visualize profit and payoff diagrams for call and put options

$100
$5

Profit and Payoff Diagram

Key Points

Break-even Price: $105
Maximum Loss: -$5
Maximum Profit: Unlimited

Current Values

Strike Price: $100
Premium Paid: $5

Understanding Buyer of Call Option

When you buy a call option, you have the right (but not the obligation) to purchase the underlying asset at the strike price before expiration.

  • Payoff: Max(0, Stock Price - Strike Price) - Premium
  • Break-even: Strike Price + Premium
  • Maximum Loss: Limited to the premium paid
  • Maximum Profit: Unlimited (as stock price rises)
  • When to use: When you expect the stock price to rise significantly
$100
$5

Profit and Payoff Diagram

Key Points

Break-even Price: $105
Maximum Profit: $5
Maximum Loss: Unlimited

Current Values

Strike Price: $100
Premium Received: $5

Understanding Seller of Call Option

When you sell (write) a call option, you are obligated to sell the underlying asset at the strike price if the buyer exercises the option.

  • Payoff: Premium - Max(0, Stock Price - Strike Price)
  • Break-even: Strike Price + Premium
  • Maximum Profit: Limited to the premium received
  • Maximum Loss: Unlimited (as stock price rises)
  • When to use: When you expect the stock price to stay below the strike price
$100
$5

Profit and Payoff Diagram

Key Points

Break-even Price: $95
Maximum Loss: -$5
Maximum Profit: $95

Current Values

Strike Price: $100
Premium Paid: $5

Understanding Buyer of Put Option

When you buy a put option, you have the right (but not the obligation) to sell the underlying asset at the strike price before expiration.

  • Payoff: Max(0, Strike Price - Stock Price) - Premium
  • Break-even: Strike Price - Premium
  • Maximum Loss: Limited to the premium paid
  • Maximum Profit: Strike Price - Premium (when stock price = $0)
  • When to use: When you expect the stock price to fall significantly
$100
$5

Profit and Payoff Diagram

Key Points

Break-even Price: $95
Maximum Profit: $5
Maximum Loss: -$95

Current Values

Strike Price: $100
Premium Received: $5

Understanding Seller of Put Option

When you sell (write) a put option, you are obligated to buy the underlying asset at the strike price if the buyer exercises the option.

  • Payoff: Premium - Max(0, Strike Price - Stock Price)
  • Break-even: Strike Price - Premium
  • Maximum Profit: Limited to the premium received
  • Maximum Loss: Strike Price - Premium (when stock price = $0)
  • When to use: When you expect the stock price to stay above the strike price